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Financial Sustainability Analysis of Microfinance (MF) in West Bengal

Swapan Kumar Barman


Microfinance (MF) programme is a remarkable attainment, especially in respect of rapidly popular larger anti-poverty programme. A variety of research establishes that micro-finance credit delivery system played a dominant role in different countries throughout the world. The study aims to assess the financial sustainability analysis of microfinance programme in West Bengal through selected performance indicators during the period 2006–2007 to 2015–2016. For this purpose, a total 519 SHGs were selected at random from two districts. The study is based on primary data. Primary data was collected through personal contact and interview with the help of structured questionnaire. The field study was conducted during January to March 2016. The study reveals that older SHGs had attained higher-level of sustainability than that of newer SHGs. This empirical study established that long run existences of the SHGs are prejudiced by various performance indicators.

Cite this Article

Swapan Kumar Barman. Financial Sustainability Analysis of Microfinance (MF) in West Bengal. E-Commerce for Future & Trends. 2019; 6(1): 21–25p.


Microfinance, sustainability, interest rate, repayment rate

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